Terms of Service

Last updated: 30 July 2026

1. Introduction

AI Alpha Engine is a subscription-based portfolio research platform operated by Lighthouse Cat AB. It ingests public market data, scores investment candidates by momentum and relative strength, and generates AI-powered analysis to help users understand their holdings and explore new investment ideas. AI Alpha Engine does not execute trades and is not a broker-dealer or investment adviser.

These Terms of Service ("Terms") govern your access to and use of AI Alpha Engine (the "Service"). By creating an account or accessing the Service you agree to be bound by these Terms. If you do not agree, do not use the Service.

2. Definitions

• Service — the AI Alpha Engine web platform, including all features, reports, data displays, and APIs made available at this domain.
• Account — the user account you create in order to access non-public features of the Service.
• Public tier — the default access level, available without a subscription. Public-tier users can browse the home page and general information but cannot access ticker or theme research pages.
• Trial — a time-limited period of full access to the Service granted to new users at no charge.
• Subscription — a paid plan that grants ongoing access to the full feature set of the Service beyond the Trial period.
• AI-generated analysis — reports, summaries, scores, verdicts, and other outputs produced wholly or partly by large language models or automated scoring algorithms within the Service.

3. Accounts

You may create an Account using an email address or a Discord identity. You must provide accurate information when registering and keep it up to date.

You are responsible for maintaining the security of your login credentials and for all activity that occurs under your Account. You must not share access with others or allow automated systems to log in on your behalf.

Lighthouse Cat AB may suspend or terminate an Account that violates these Terms, is used for abuse, or that has been inactive for an extended period, without prior notice where necessary to protect the Service or other users.

4. Trial Accounts

New accounts receive a 7-day trial with full access to the Service at no charge. The trial begins when you first create your Account.

At the end of the trial period your account automatically reverts to the Public tier unless you have purchased a Subscription. There is no automatic payment or renewal — you will not be charged unless you actively choose a paid plan.

5. Subscriptions

Subscription plans and pricing are described on the Plans page. By purchasing a Subscription you gain full access to the Service for the duration of your billing period.

Subscriptions are billed in advance for the selected billing period. Payment is processed at the time of purchase and automatically at the start of each renewal period unless you cancel beforehand. You may cancel your Subscription at any time; access continues until the end of the current billing period and no further charges are made.

No partial refunds are issued for unused time within a billing period unless required by applicable law. Lighthouse Cat AB reserves the right to adjust pricing or plan features and will give subscribers at least 30 days' notice before any price increase takes effect.

6. Acceptable Use

You agree to use the Service only for lawful purposes and in accordance with these Terms. You must not:

• scrape, crawl, or systematically copy data from the Service using automated means;
• attempt to reverse-engineer, decompile, or extract the source code of the Service;
• interfere with or disrupt the integrity or performance of the Service or its infrastructure;
• use the Service to transmit spam, malware, or other harmful content;
• circumvent any access controls or authentication mechanisms.

7. Investment Disclaimer

AI Alpha Engine provides research and educational content only. Nothing on the Service constitutes personalised financial or investment advice, a recommendation to buy or sell any security, or an offer or solicitation to deal in any financial instrument.

The analysis, scores, and reports generated by the Service are intended to support your own research process, not to replace it. You are solely responsible for any investment decisions you make. Always consider your own financial situation, objectives, and risk tolerance before investing, and consult a qualified financial adviser if appropriate.

8. AI-Generated Content

The Service uses large language models and automated scoring algorithms to produce analysis. AI-generated content may be inaccurate, incomplete, or out of date. It can reflect biases present in training data and may not account for recent events.

You should independently verify any AI-generated output before relying on it. Lighthouse Cat AB makes no guarantee of the accuracy, completeness, or timeliness of AI-generated content.

9. Investment Risk

Investing in securities involves risk, including the possible loss of your entire capital. The value of investments can fall as well as rise. Past performance is not a guarantee or reliable indicator of future results. Returns in foreign currencies may also be affected by exchange rate movements.

You are solely responsible for your own investment decisions and for ensuring that any investment is suitable for your circumstances.

10. Market Data

Price data, news, analyst grades, and other market information displayed in the Service are sourced from third parties including public market data providers. Lighthouse Cat AB does not warrant the accuracy, completeness, or timeliness of this data.

Data may be delayed, unavailable, or temporarily incorrect due to factors outside our control. The availability of any specific data source is not guaranteed.

11. Intellectual Property

AI Alpha Engine, its software, branding, algorithms, and all content produced by Lighthouse Cat AB are the intellectual property of Lighthouse Cat AB and are protected by applicable law. You may not copy, reproduce, or redistribute them without prior written permission.

You retain ownership of any portfolio files you upload to the Service. By uploading files, you grant Lighthouse Cat AB a limited, non-exclusive right to process that data for the sole purpose of providing the Service to you. We do not share or sell your portfolio data.

12. Privacy

Our Privacy Policy describes how we collect, use, and protect your personal data. Our Cookie Policy describes the cookies used by the Service. By using the Service you agree to the processing described in those documents.

13. Availability

We aim to keep the Service available, but we do not guarantee continuous, uninterrupted access. The Service may be temporarily unavailable due to maintenance, updates, or circumstances beyond our control.

Features may change over time. We may add, modify, or discontinue features without notice, though we will endeavour to give reasonable advance notice for significant changes that affect existing subscribers.

14. Limitation of Liability

To the extent permitted by applicable law, Lighthouse Cat AB's total liability to you for any claim arising from your use of the Service is limited to the amount you paid for the Service in the twelve months preceding the claim.

Lighthouse Cat AB is not liable for any indirect, incidental, or consequential losses, including loss of profits, loss of data, or investment losses, arising from your use of or inability to use the Service — even if we have been advised of the possibility of such losses.

Nothing in these Terms limits liability for fraud, death, or personal injury caused by negligence.

15. Changes to These Terms

We may update these Terms from time to time to reflect changes to the Service, our practices, or applicable law. The "Last updated" date at the top of this page indicates when the Terms were last revised.

Continued use of the Service after an update constitutes acceptance of the revised Terms. We will notify subscribers of material changes by email or via an in-Service notice before the changes take effect.

16. Governing Law and Language

These Terms are governed by and construed in accordance with the laws of Sweden. Any dispute arising from or in connection with these Terms shall be subject to the exclusive jurisdiction of the Swedish courts.

The Swedish version is the original and governing version of these Terms. The English version is provided for convenience. If there is any inconsistency between the language versions, the Swedish version prevails. Nothing in this clause limits any mandatory rights or protections that apply to you under applicable consumer law.

17. Contact

AI Alpha Engine is operated by:

Lighthouse Cat AB
Sweden

For questions about these Terms or the Service, contact us at: [email protected]